Published June 10, 2026 · Last updated June 10, 2026
Tree care insurance options after the TCIA–ArborMAX endorsement ends
The TCIA–ArborMAX endorsement concludes on June 26, 2026, per TCI Magazine. That fact alone does not require anyone to change insurance. It does make the next renewal a sensible moment for an informed comparison — here is a neutral framework for making one, whatever you decide.
To be explicit about what this page is not: it is not a list of carriers, not a prediction about any program's future, and not advice to leave or stay anywhere. We are an independent brokerage, unaffiliated with TCIA or ArborMAX, and the verified facts live on our tracking page. This page is the how-to-compare companion.
Do tree care companies need to find new insurance because of the announcement?
No such need has been announced. The TCIA–ArborMAX endorsement concludes June 26, 2026; existing policies run to their own expiration dates, and nothing in the announcement says the program is closing. What the moment does invite is an informed comparison at your next renewal — which is good practice in any year.
How should a tree care company compare insurance options at renewal?
Compare four things in order: coverage wording (height limitations, care-custody-control, sublimits), services (loss control delivery, claims handling), eligibility terms (credentials or memberships required, and what happens if requirements change), and only then price. A premium comparison without a wording comparison is not a comparison.
What questions should I ask my current broker or carrier this year?
Ask, in writing: how will loss-control services be delivered for my next term? Are any eligibility or credential requirements on my account changing? Are my assault and battery, professional liability, and care-custody-control terms staying the same? Clear answers settle the matter; vague ones are themselves information.
Does working with an independent broker mean leaving my current program?
No. An independent review benchmarks your current terms against the market; staying put is a legitimate outcome and a common one. The value is knowing — rather than assuming — that your coverage, services, and pricing still fit, especially in a year when program structures in this industry are changing.
The comparison worksheet, in practice
At renewal, put each option — including your incumbent — through the same four columns: wording (our GL checklist covers the high- stakes clauses), services (who shows up for loss control, and how claims get handled), eligibility (what credentials or memberships the terms depend on), and price. Most companies discover the options differ more in columns one through three than column four — which is exactly why price-only shopping misleads.
Related: The tracking page with changelog · Is ArborMAX shutting down? · What drives the premium