What we place
Industries we insure
An independent California brokerage built around the operations standard markets hesitate on. Three specialties we know cold — and a wider range of hard-to-place trades.
The three specialties we know cold
These are the verticals where we have built the deepest placement pattern: difficult operations, specialty forms, and renewals that need more than a generic market pass.
Tree care & hazardous contractors
Workers' comp, general liability, and equipment coverage for tree services and high-hazard trades — including the renewal-review service and the TCIA–ArborMAX endorsement news.
Bars & restaurants
Real liquor liability and assault & battery coverage for hospitality — where the wording matters more than the headline limit, and late-night venues get a fair read.
Human services
Group homes and STRTPs, behavioral health, daycares, and foster family agencies — built around the abuse & molestation coverage these programs live or die by.
Contractors & small business
Trades we write landing-page-ready coverage for
Pick your trade for a fast quote and the coverage that actually applies in California:
Not sure you're a fit?
If standard markets have said no — or your premium jumped without a claim — send a short note and we'll tell you honestly whether we can help. Non-renewed or post-claim? That's our specialty — it won't shock us.